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STRUCTURE YOUR FINANCE WITH OUR EXPERTISE BY YOUR SIDE

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RESTRUCTURING OF ACCOUNT

Restructuring is an action taken by an enterprise with the help of a bank or a financial institution to study the financials and operational aspects in order to analyse the cause of stress, so as to find solutions to prevent the account from becoming a non-performing asset OR in case of NPA, nurse it back to health through the process of rehabilitation/restructuring. A comprehensive proposal has to be prepared by the enterprise by undertaking a thorough study of all aspects of the business to arrive at a realistic cash flow so as to keep up the borrower’s commitments.

We undertake the preparation of restructuring / rehabilitation proposal by pursuing the following actions :

  1. Evaluation of the proposal by 

    1. Seeking, studying and analyzing the relevant documents

    2. Seeking clarifications and explanations.

    3. Seeking further documents, explanations and clarifications if need be.

    4. Interaction with bank / financial institution if need be.

  2. Undertaking a comprehensive analysis of the following aspects of performance.

    1. Performance analysis.

    2. Financial analysis.

    3. Operation analysis.

    4. Profitability analysis.

    5. Economic parameters analysis.

    6. Ratio analysis.

    7. Working capital management analysis.

    8. Cash flow analysis.

    9. Marketing analysis.

    10. SWOT analysis.

    11. Comparative business study and analysis.

    12. To submit a comprehensive proposal for restructuring / rehabilitation.

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