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T.R.Radhakrishnan
Jan 134 min read
QUANTUM OF WORKING HOURS – THE BIG DEBATE.
A Pandora’s Box has been opened first by Mr. Narayan Moorthy, Infosys co-founder followed by L&T chairman SN Subrahmanyan, Elon Musk,...
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T.R.Radhakrishnan
Jan 95 min read
RBI's Financial Stability Report: Asset Quality Crisis Looms
Reserve Bank of India has published their Financial Stability Report on 30.12.2024 which predicts a Resilient Indian Economy and the...
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T.R.Radhakrishnan
Dec 26, 20244 min read
Understanding Lenders' Liability: An Overview
Lenders' liability refers to the legal responsibility that financial institutions or lenders may have when their actions or omissions...
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T.R.Radhakrishnan
Dec 14, 20246 min read
PLACES OF WORSHIP ACT, 1991 HON’BLE SUPREME COURT IMPASSE ON THEIR FINAL VERDICT.
How true when it is said, “ An informed people is one of the best guarantees of a continuing democracy”? But how to make people be...
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T.R.Radhakrishnan
Dec 12, 20243 min read
Is India's Constitution Misused & Abused by Elected Representatives?
The preamble of Indian Constitution states, “WE, THE PEOPLE OF INDIA, having solemnly resolved to constitute India into a SOVEREIGN...
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T.R.Radhakrishnan
Dec 6, 20244 min read
KNOWLEDGE-THE ULTIMATE POWER
“Ultimate power is the ability to produce results you desire most and create value for others in the process. Power is the ability to...
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T.R.Radhakrishnan
Sep 25, 20246 min read
THE LESSON LEARNED FROM A HUMAN TRAGEDY
(By using this photo, no copyright/trademark infringement is intended. This article covers sensitive topics, including a recent suicide...
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T.R.Radhakrishnan
Sep 4, 20245 min read
The Concept of Vasudhaiva Kutumbakam (वसुधैव कुटुम्बकम्) "The World is One Family".
For Happiness, Prosperity, Progress, Peace and Harmony of The World. Happiness is a state of mind comes out of a feeling within at any...
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T.R.Radhakrishnan
Aug 13, 20249 min read
RBI CAUTIONS AGAINST NON-COMPLIANCE OF REGULATORY STANDARDS BY REGULATED ENTITIES.
RBI Governor recently expressed his concern over non-compliance of regulatory standards set up by regulatory entities by the regulated...
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T.R.Radhakrishnan
Jul 5, 20243 min read
CREATIVITY AND INNOVATION - THE HALLMARK OF GREAT BUSINESS
Creativity is the product of innovation. In the words of Peter Drucker, “Innovation is not a technical term. It is economic and social...
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T.R.Radhakrishnan
May 13, 20244 min read
THE IMPORTANCE OF PERSEVERANCE.
Two most important secrets of success in life were taught by my mother when I was a school going student during the formative years of my...
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T.R.Radhakrishnan
Mar 13, 20244 min read
NONCOMPLIANCE OF RBI GUIDELINES. The need for a robust and effective monitoring regime.
In the wake of Paytm Payment Bank failure towards noncompliance of RBI guidelines, yet another incident has been reported pertaining to...
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T.R.Radhakrishnan
Feb 8, 20245 min read
NON-COMPLIANCE OF RBI GUIDELINES
(By use of this photo, No copyright/trademark infringement intended) The recent non-compliance of KYC norms of RBI by Paytm Payment Bank...
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T.R.Radhakrishnan
Sep 28, 20232 min read
MY MUSING ON CUSTOMER SERVICE
Sometimes nostalgic recollections of our bygone years of our professional life may flash across our mind which may kindle some unusual...
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T.R.Radhakrishnan
Sep 2, 20235 min read
HUMAN RELATIONSHIP
My life during 30 years of my service days as bank manager and afterwards as NPA (Non-Performing Assets) Resolution Consultant which...
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T.R.Radhakrishnan
Aug 26, 20239 min read
THE SUICIDE CASE OF NITIN DESAI - WHICH IS MORE IMPORTANT? HUMAN LIFE OR RECOVERY OF DEBT?
The alleged suicidal death of Nitin Desai on the 2nd of August 2023 with a death wish of naming certain people responsible for the...
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T.R.Radhakrishnan
Jul 29, 202312 min read
Framework for Compromise Settlements and Technical Write-offs
Reserve Bank of India issued their circular DOR.STR.REC.20/21.04.048/2023-24 dated June 08, 2023 addressed to all Regulated Entities (RE)...
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T.R.Radhakrishnan
Apr 22, 20237 min read
HAIL! PRINCIPLES OF NATURAL JUSTICE!
The Hon’ble Chief Justice of THE SUPREME COURT OF INDIA under CIVIL APPELLATE / ORIGINAL JURISDICTION Civil Appeal No. 7300 of 2022 in...
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T.R.Radhakrishnan
Mar 7, 20238 min read
MSME FORECAST POST PANDEMIC PERIOD (2022-2024)MESSAGE: BRING TOMORROW TODAY
The following extracts from SBI research paper dated 23.01.2023 in its Executive Summery in section IV under “An Update on ECLG Scheme”...
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T.R.Radhakrishnan
Feb 5, 20235 min read
GLOBAL ECONOMIC FORECAST - FACING THE TOUGH TIME AHEAD.
World Bank in their recent January 2023 press release predicted ‘Sharp, Long-lasting Slowdown to Hit Developing Countries Hard” and “2023...
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